Worldline card reader review 2026: tap to pay fees and rating
One of the few providers that explicitly positions SoftPOS for wholesale/enterprise rollouts as well; acquired a majority stake in SoftPos S.A. (Warsaw) in 2024/25.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Worldline offers Worldline Tap on Mobile for iOS + Android. Transaction fee: from 1.30%; monthly fee: n/a. Security certification: MPoC (Partner). Available in: Germany, Austria, Switzerland, Belgium, France, Netherlands, Luxembourg, Italy.
Worldline terms in full
| Product name | Worldline Tap on Mobile |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | France (Bezons) |
| Founded | 1973 (as part of Atos), independent since 2014 |
| Platforms | both (iOS in 17+ markets, Android in 22+ markets) |
| Certification | n/a (uses the MPoC platform from SoftPos S.A., among others) |
| Transaction fee | 'simple pay per transaction rate' - amount on request; approx. 1.3% per secondary source |
| Monthly fee | no terminal hardware costs; monthly fee n/a |
| Setup cost | n/a |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay, girocard |
| PIN entry on screen | n/a |
| Transaction limit | PIN entry available for larger amounts |
| Target customers | SMEs to enterprise (chain retailers, delivery services, pay-at-table in hospitality) |
| Available markets | Germany, Austria, Switzerland, Belgium, France, Netherlands, Luxembourg, Italy, Spain, Portugal, Poland, Czechia, Slovakia, Hungary, Croatia, Slovenia, Bulgaria, Cyprus, Ireland, UK, Sweden, Iceland |
| Website | worldline.com |
| Data source | Open primary source ↗ |
Alternatives to Worldline
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- PayPal / Zettle (PayPal POS) — from 1.75%, Rating 1.8
- Adyen — on request, Rating 1.9
- S-Payment / Sparkassen-Finanzgruppe — from 0.79%, Rating 2.0
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Frequently asked questions
Worldline tap to pay: do I need any extra hardware?
Not necessarily. Worldline sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android. PIN entry available for larger amounts.
Which countries is Worldline available in?
By our records: Germany, Austria, Switzerland, Belgium, France, Netherlands, Luxembourg, Italy, Spain, Portugal, Poland, Czechia, Slovakia, Hungary, Croatia, Slovenia, Bulgaria, Cyprus, Ireland, UK, Sweden, Iceland. Availability changes, and the date above the table is when we last checked.