source verified
Ranked 1 of 105
SDK / white label
Europe
Stripe reviewed — 2026
Broadest country coverage in Europe (30 markets), but SDK-first: there is no ready-made merchant app, integration happens in code.
SoftPOS24 overall score
4.5/5
91 out of 100 points · Rating 1.4 (excellent)
Price transparency
30/30
Market coverage
25/25
Platform coverage
15/15
Security certification
8/15
Card acceptance
13/15
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
In short
Stripe offers Stripe Tap to Pay (Teil von Stripe Terminal) for iOS + Android. Transaction fee: from 1.50%; monthly fee: none. Security certification: PCI DSS. Available in: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia.
Stripe terms in full
| Product name | Stripe Tap to Pay (Teil von Stripe Terminal) |
|---|---|
| Provider type | SDK / white label |
| Headquarters | Ireland (Dublin) / USA (South San Francisco) |
| Founded | 2010 |
| Platforms | both (Tap to Pay on iPhone; NFC Android incl. Sunmi/Elo) |
| Certification | PCI DSS Level 1 |
| Transaction fee | DE per secondary source 1.5% + 0.25 EUR for card-present payments; officially market-dependent |
| Monthly fee | 0 EUR |
| Setup cost | 0 EUR |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, American Express, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Platforms, marketplaces, ISVs and developer-led merchants |
| Available markets | Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK |
| Website | stripe.com |
| Data source | Open primary source ↗ |
Alternatives to Stripe
Comparable providers in Europe:
- Nexi (Nexi Group) — from 0.99%, Rating 1.6
- Viva.com (ehem. Viva Wallet) — from 1.16%, Rating 1.6
- SumUp — from 0.79%, Rating 1.6
- myPOS — from 1.10%, Rating 1.6
- Rubean AG — from 0.89%, Rating 1.7