Nexi (Nexi Group) card reader review 2026: tap to pay fees and rating
Largest pan-European SoftPOS rollout by a PSP; SoftPOS is integrated into the regular MyPayments app and can be combined with classic terminals. Distributed in Italy via Intesa Sanpaolo and other banks.
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Nexi (Nexi Group) offers Nexi SoftPOS / Tap to Pay on iPhone / Tap to Pay on Android (in the MyPayments app) for iOS + Android. Transaction fee: from 1.19%; monthly fee: none. Security certification: PCI DSS. Available in: Italy, Germany, Austria, Switzerland, Sweden, Finland, Croatia, Poland.
Nexi (Nexi Group) terms in full
| Product name | Nexi SoftPOS / Tap to Pay on iPhone / Tap to Pay on Android (in the MyPayments app) |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Italy |
| Founded | 1939 (Nexi Group in its present form since 2017; merger with Nets/SIA in 2021) |
| Platforms | both (iOS from iPhone XS/iOS 17, Android from 8.1) |
| Certification | PCI DSS (explicitly for Nexi Switzerland); MPoC status not publicly stated |
| Transaction fee | DE: 1.19% promotional rate on all card types (promotion runs until 30 Sep 2026); standard 1.69% (+ 0.05 EUR per comparison portal). CH: 1.49% + CHF 0.02; 1.30% surcharge on commercial/foreign cards |
| Monthly fee | DE: 0 EUR for standalone SoftPOS; 15 EUR/month in the terminal bundle (DeskPOS/SmartPOS incl. SoftPOS). CH: CHF 0. IT: no monthly charge on standard SoftPOS |
| Setup cost | DE: 1 EUR one-off for provision of the terminal, licence from 1 EUR in the bundle with a SmartPay terminal (earlier package prices 99 EUR and 19.95 EUR) |
| Contract term | DE: 48-month app term |
| Cards accepted | Visa, Mastercard, American Express, Apple Pay, Google Pay, girocard |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Micro-businesses / SMEs (food trucks, taxis, pop-ups, trades, hospitality, retail) |
| Available markets | Italy, Germany, Austria, Switzerland, Sweden, Finland, Croatia, Poland, Greece, Denmark, Norway |
| Website | nexi.com |
| Data source | Open primary source ↗ |
Alternatives to Nexi (Nexi Group)
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Viva.com — from 1.16%, Rating 1.6
- SumUp — from 0.99%, Rating 1.6
- myPOS — from 1.10%, Rating 1.6
- Rubean AG — from 0.89%, Rating 1.7
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Frequently asked questions
Nexi tap to pay: do I need any extra hardware?
Not necessarily. Nexi (Nexi Group) sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Nexi available in?
By our records: Italy, Germany, Austria, Switzerland, Sweden, Finland, Croatia, Poland, Greece, Denmark, Norway. Availability changes, and the date above the table is when we last checked.