PayPal / Zettle (formerly iZettle) card reader review 2026: tap to pay fees and rating
Zettle was renamed 'PayPal POS' in 2025/26; payout to the PayPal business account within minutes. A hardware reader is also available (Zettle Reader 2).
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
PayPal / Zettle (PayPal POS) offers PayPal POS Tap to Pay (formerly Zettle Tap to Pay) for iOS + Android. Transaction fee: from 1.75%; monthly fee: none. Security certification: n/a. Available in: UK, Sweden, Germany, Netherlands, France, Spain, Italy, Denmark.
PayPal / Zettle (PayPal POS) terms in full
| Product name | PayPal POS Tap to Pay (formerly Zettle Tap to Pay) |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Sweden (Zettle, Stockholm); parent PayPal (USA) |
| Founded | 2010 (iZettle), acquired by PayPal in 2018 |
| Platforms | both (iPhone XS+; Android 8.0+ with NFC and Google Play Services) |
| Certification | n/a |
| Transaction fee | UK: 1.75% for credit and debit cards |
| Monthly fee | 0 GBP |
| Setup cost | 0 GBP |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, American Express, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Micro-businesses / SMEs |
| Available markets | UK, Sweden, Germany, Netherlands, France, Spain, Italy, Denmark, Finland, Norway |
| Website | paypal.com |
| Data source | Open primary source ↗ |
Alternatives to PayPal / Zettle (PayPal POS)
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- Adyen — on request, Rating 1.9
- S-Payment / Sparkassen-Finanzgruppe — from 0.79%, Rating 2.0
- Teya — from 0.50%, Rating 2.0
Compare all providers in Europe →
PayPal / Zettle head to head
These comparisons put PayPal / Zettle against one specific rival, with the published conditions of both sides next to each other:
- Square or PayPal / Zettle? fees, monthly cost, certification and rating
Alternatives to PayPal / Zettle: who else is worth a look →
Frequently asked questions
PayPal / Zettle tap to pay: do I need any extra hardware?
Not necessarily. PayPal / Zettle (PayPal POS) sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is PayPal / Zettle available in?
By our records: UK, Sweden, Germany, Netherlands, France, Spain, Italy, Denmark, Finland, Norway. Availability changes, and the date above the table is when we last checked.