PayPal / Zettle alternatives: what else is out there (08/26)
People looking for a PayPal / Zettle alternative usually have a concrete reason. Here are the numbers to decide on.
The short answer
PayPal / Zettle (PayPal POS): from 1.75% · 0 GBP · n/a · 4.0/5. open source ↗
The alternatives in numbers
| Comparison | Transaction fee | Monthly fee | Certification | SoftPOS24 rating |
|---|---|---|---|---|
| Stripe | from 2.70% + 5 ¢ | 0 EUR | PCI DSS | 4.5 |
| Viva.com | from 1.16% | Account plans: 0 EUR (Zero, minimum turnover charge 4.99 EUR/month), 4.99 / 12.99 / 19.99 EUR depending on plan; UK from 3.99 GBP | n/a | 4.3 |
| SumUp | from 0.99% | 0 EUR (base) or 19 EUR/month on the 'Zahlungen Plus' plan | PCI DSS | 4.2 |
| myPOS | from 1.10% | 0 EUR on the base plan; optionally approx. 4.90 GBP/EUR for the lower rate | PCI DSS | 4.2 |
| Worldline | from 1.30% | no terminal hardware costs; monthly fee n/a | MPoC (Partner) | 4.0 |
| Adyen | on request | no standard subscription; interchange++ model | PCI DSS | 3.9 |
PayPal / Zettle against a specific rival
This page shows who is worth considering instead. If you already know who you are weighing PayPal / Zettle against, the head-to-head is here:
- Square or PayPal / Zettle? fees, monthly cost, certification and rating
All published conditions for PayPal / Zettle →
And the others?
A duel answers “which of these two”. The question “which of all of them” is answered by the comparison of all 108 providers.
Frequently asked
Where do the numbers come from?
From the providers' own pricing pages, retrieved on 26.08.2026. Where a provider publishes nothing, the source is flagged as secondary. Every figure is on the provider profile with its source link.