Adyen card reader review 2026: tap to pay fees and rating
Integration only via Terminal API or Payment SDK - no standalone app offering. Targets large retailers and platforms that embed Tap to Pay in their own app.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Adyen offers Adyen Tap to Pay (Tap to Pay on iPhone / on Android) for iOS + Android. Transaction fee: on request; monthly fee: n/a. Security certification: PCI DSS. Available in: UK, France, Germany, Italy, Netherlands, Spain, Belgium, Ireland.
Adyen terms in full
| Product name | Adyen Tap to Pay (Tap to Pay on iPhone / on Android) |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Netherlands (Amsterdam) |
| Founded | 2006 |
| Platforms | both (iOS 17+) |
| Certification | PCI DSS Level 1; MPoC listing n/a |
| Transaction fee | individually negotiated (interchange + scheme fees + Adyen markup); not public |
| Monthly fee | no standard subscription; interchange++ model |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, American Express, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Enterprise / platforms & marketplaces; no self-service for micro-businesses |
| Available markets | UK, France, Germany, Italy, Netherlands, Spain, Belgium, Ireland, Sweden, Denmark, Poland, Switzerland, Austria, other EU markets, USA, Canada, APAC, LATAM |
| Website | adyen.com |
| Data source | Open primary source ↗ |
Alternatives to Adyen
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- S-Payment / Sparkassen-Finanzgruppe — from 0.79%, Rating 2.0
- Teya — from 0.50%, Rating 2.0
- Revolut Business — from 0.80%, Rating 2.2
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Frequently asked questions
Adyen tap to pay: do I need any extra hardware?
Not necessarily. Adyen sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Adyen available in?
By our records: UK, France, Germany, Italy, Netherlands, Spain, Belgium, Ireland, Sweden, Denmark, Poland, Switzerland, Austria, other EU markets, USA, Canada, APAC, LATAM. Availability changes, and the date above the table is when we last checked.