Flutterwave card reader review 2026: tap to pay fees and rating
Invested in the British SoftPOS start-up Dapio in 2022; there is no evidence of its own deployed tap-on-phone product.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Flutterwave offers Flutterwave POS / Tap to Pay (via its stake in Dapio) for Android. Transaction fee: on request; monthly fee: on request. Security certification: PCI DSS. Available in: Nigeria, Ghana, Kenya, Uganda, Rwanda, South Africa.
Flutterwave terms in full
| Product name | Flutterwave POS / Tap to Pay (via its stake in Dapio) |
|---|---|
| Provider type | Infrastruktur-Enabler |
| Headquarters | Nigeria/USA |
| Founded | 2016 |
| Platforms | Android |
| Certification | PCI DSS (own statement) |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Pan-African merchants and platforms |
| Available markets | Nigeria, Ghana, Kenya, Uganda, Rwanda, South Africa |
| Website | flutterwave.com |
| Data source | Open primary source ↗ |
Alternatives to Flutterwave
Comparable providers in Africa:
- HyperPay — on request, Rating 3.7
- Telr — on request, Rating 3.7
- Interswitch — on request, Rating 3.9
- Ant International / Antom — on request, Rating 4.1
- MTN MoMo — on request, Rating 4.1
Compare all providers in Africa →
Frequently asked questions
Flutterwave tap to pay: do I need any extra hardware?
Flutterwave is infrastructure rather than a merchant product. It makes tap to pay possible in the first place; you take payments through a provider built on top of it. Supported platforms: Android.
Which countries is Flutterwave available in?
By our records: Nigeria, Ghana, Kenya, Uganda, Rwanda, South Africa. Availability changes, and the date above the table is when we last checked.