Handpoint card reader review 2026: tap to pay fees and rating
SDK-first provider for integrated payments; delivers tap+PIN on the phone via the MagicCube partnership rather than through its own hardware.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Handpoint offers Handpoint SoftPOS / Tap to Pay SDK for iOS + Android. Transaction fee: on request; monthly fee: on request. Security certification: PCI DSS. Available in: Iceland, UK, Nordics, USA.
Handpoint terms in full
| Product name | Handpoint SoftPOS / Tap to Pay SDK |
|---|---|
| Provider type | SDK / white label |
| Headquarters | Iceland (Reykjavík) / UK |
| Founded | 1999 |
| Platforms | both |
| Certification | PCI compliant; PIN-on-glass via the partnership with MagicCube (i-Accept) |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | ISVs, banks & PSPs, enterprise integrators |
| Available markets | Iceland, UK, Nordics, USA |
| Website | handpoint.com |
| Data source | Open primary source ↗ |
Alternatives to Handpoint
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- PKO Bank Polski / eService — on request, Rating 3.3
- Banco Sabadell — on request, Rating 3.3
- Buckaroo — on request, Rating 3.4
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Frequently asked questions
Handpoint tap to pay: do I need any extra hardware?
Handpoint delivers tap to pay as an SDK or white-label product: banks, platforms and payment providers build it into their own apps. Depending on the market you may meet it under the Handpoint name or under someone else's. Supported platforms: iOS + Android.
Which countries is Handpoint available in?
By our records: Iceland, UK, Nordics, USA. Availability changes, and the date above the table is when we last checked.