Swedbank Pay card reader review 2026: tap to pay fees and rating
Nordic bank acquirer with no public SoftPOS price list; terms run through the banking relationship.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Swedbank Pay offers Swedbank Pay Tap to Pay / SoftPOS for iOS + Android. Transaction fee: on request; monthly fee: on request. Security certification: n/a. Available in: Sweden, Norway, Denmark, Finland.
Swedbank Pay terms in full
| Product name | Swedbank Pay Tap to Pay / SoftPOS |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Sweden (Stockholm) |
| Founded | Swedbank Pay since 2017 (out of Payex) |
| Platforms | both |
| Certification | n/a |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | SMEs to enterprise in the Nordic bank network |
| Available markets | Sweden, Norway, Denmark, Finland |
| Website | swedbankpay.com |
| Data source | Open primary source ↗ |
Alternatives to Swedbank Pay
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- payabl. — on request, Rating 3.4
- BrandPOS — on request, Rating 3.5
- Erste Group — on request, Rating 3.5
Compare all providers in Europe →
Frequently asked questions
Swedbank Pay tap to pay: do I need any extra hardware?
Not necessarily. Swedbank Pay sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Swedbank Pay available in?
By our records: Sweden, Norway, Denmark, Finland. Availability changes, and the date above the table is when we last checked.