source verified
Ranked 25 of 105
SDK / white label
Europe
tapXphone (IBA Group) reviewed — 2026
Leading SoftPOS enabler for South-East and Eastern Europe; the technical basis for RaiPOS from Raiffeisen Bank International, among others.
SoftPOS24 overall score
3.2/5
64 out of 100 points · Rating 2.4 (good)
Price transparency
5/30
Market coverage
18/25
Platform coverage
15/15
Security certification
15/15
Card acceptance
11/15
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
In short
tapXphone (IBA Group) offers tapXphone / SoftPOS by IBA Group for iOS + Android. Transaction fee: on request; monthly fee: on request. Security certification: MPoC. Available in: Bulgaria, Croatia, Estonia, Greece, Kosovo, Latvia, Lithuania, Moldova.
tapXphone (IBA Group) terms in full
| Product name | tapXphone / SoftPOS by IBA Group |
|---|---|
| Provider type | SDK / white label |
| Headquarters | IBA Group (headquarters Prague, Czechia) |
| Founded | IBA Group 1993; tapXphone ca. 2020 |
| Platforms | Android 8.0+ (NFC); iOS via Tap to Pay on iPhone in some projects |
| Certification | PCI MPoC (incl. MPoC Assessment Authority status since 11/2025), PCI DSS v4.0.1 |
| Transaction fee | on request ('no hidden fees') |
| Monthly fee | on request |
| Setup cost | on request; SaaS or on-premise |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Banks & PSPs / acquirers (25+ acquirers live) |
| Available markets | Bulgaria, Croatia, Estonia, Greece, Kosovo, Latvia, Lithuania, Moldova, Romania, Serbia, Slovakia, Ukraine |
| Website | tapxphone.com |
| Data source | Open primary source ↗ |
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