Teya (formerly SaltPay) card reader review 2026: tap to pay fees and rating
Aggressive price competitor in CEE; rolled out Tap to Pay on iPhone early and at scale in several Central and Eastern European markets. Formerly traded as SaltPay.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Teya offers Teya Tap to Pay (Tap on Phone) for iOS + Android. Transaction fee: from 0.50%; monthly fee: n/a. Security certification: n/a. Available in: UK, Iceland, Hungary, Croatia, Romania, Bulgaria, Slovakia, Czechia.
Teya terms in full
| Product name | Teya Tap to Pay (Tap on Phone) |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | UK (London) / Iceland (Reykjavík) |
| Founded | 2019 (as SaltPay), rebranded in 2023 |
| Platforms | both |
| Certification | n/a |
| Transaction fee | from approx. 0.5% plus membership (secondary source); official rates on request |
| Monthly fee | Membership model (secondary source) |
| Setup cost | 0 |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Micro-businesses / SMEs, focus on CEE and the UK |
| Available markets | UK, Iceland, Hungary, Croatia, Romania, Bulgaria, Slovakia, Czechia, Spain, Portugal, Poland |
| Website | teya.com |
| Data source | Open primary source ↗ |
Alternatives to Teya
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- Revolut Business — from 0.80%, Rating 2.2
- Dojo (Paymentsense) — from 1.20%, Rating 2.2
- Mollie — from 2.90%, Rating 2.2
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Frequently asked questions
Teya tap to pay: do I need any extra hardware?
Not necessarily. Teya sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Teya available in?
By our records: UK, Iceland, Hungary, Croatia, Romania, Bulgaria, Slovakia, Czechia, Spain, Portugal, Poland. Availability changes, and the date above the table is when we last checked.