Toast card reader review 2026: tap to pay fees and rating
Restaurant-specific: table service and pay-at-table without an extra handheld; prices are quoted individually only.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Toast offers Toast Tap to Pay on iPhone (Toast POS App) for iOS + Android. Transaction fee: on request; monthly fee: on request. Security certification: n/a. Available in: USA, Canada, UK, Ireland.
Toast terms in full
| Product name | Toast Tap to Pay on iPhone (Toast POS App) |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | USA |
| Founded | 2011 |
| Platforms | iOS (Toast hardware is Android-based) |
| Certification | not stated |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Restaurants, bars, cafés, food trucks |
| Available markets | USA, Canada, UK, Ireland |
| Website | toasttab.com |
| Data source | Open primary source ↗ |
Alternatives to Toast
Comparable providers in North America:
- Clover (Fiserv) — from 2.50%, Rating 2.2
- Helcim — on request, Rating 3.3
- Venmo Business (PayPal) — on request, Rating 3.8
- CardFlight / SwipeSimple — on request, Rating 3.8
- Chase Payment Solutions — on request, Rating 3.9
Compare all providers in North America →
Frequently asked questions
Toast tap to pay: do I need any extra hardware?
Not necessarily. Toast sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Toast available in?
By our records: USA, Canada, UK, Ireland. Availability changes, and the date above the table is when we last checked.