source verified Ranked 0 of 105 Infrastruktur-Enabler global

Apple reviewed — 2026

Based on the Mobeewave technology acquired in 2020; merchants can only use Tap to Pay through licensed PSP apps.

Editorial: SoftPOS24 Payment ResearchUpdated: 15.08.2026Data set: 121 providers, 14 criteriaSource: Open primary source ↗
SoftPOS24 overall score
3.1/5
63 out of 100 points · Rating 2.5 (good)
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Price transparency
20/30
Market coverage
18/25
Platform coverage
9/15
Security certification
3/15
Card acceptance
13/15

The score measures transparency, reach and certification of the offer — not how well the app works. See the formula

In short

Apple offers Tap to Pay on iPhone for iOS. Transaction fee: on request; monthly fee: n/a. Security certification: n/a. Available in: over 50 countries/regions (incl. USA, Canada, Mexico, Brazil, Chile, Japan, Singapore, Australia.

Apple terms in full

Product nameTap to Pay on iPhone
Provider typeInfrastruktur-Enabler
HeadquartersUSA
Founded1976 (Mobeewave-Uebernahme 2020)
PlatformsiOS
Certificationproprietary Apple security model (Secure Element), no PCI MPoC statement
Transaction feen/a
Monthly feen/a (no direct merchant relationship)
Setup costn/a
Contract termn/a
Cards acceptedVisa, Mastercard, American Express, Apple Pay, Google Pay
PIN entry on screenyes (PIN entry on the iPhone display, with accessibility options)
Transaction limitmarket-dependent, set by issuers/PSPs
Target customersPayment platforms and acquirers as licensees (no direct customers)
Available marketsover 50 countries/regions (incl. USA, Canada, Mexico, Brazil, Chile, Japan, Singapore, Australia, New Zealand, UAE, Egypt, South Africa)
Websiteapple.com
Data sourceOpen primary source ↗

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