secondary source
Ranked 0 of 105
Infrastruktur-Enabler
global
Mastercard reviewed — 2026
The cloud commerce approach moves cryptography into the cloud and thereby lowers the hardware requirements for the merchant device.
Note on the data: These terms come from secondary sources, not directly from the provider's own pricing page.
SoftPOS24 overall score
2.5/5
50 out of 100 points · Rating 3.0 (fair)
Price transparency
20/30
Market coverage
9/25
Platform coverage
9/15
Security certification
12/15
Card acceptance
3/15
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
In short
Mastercard offers Mastercard Tap on Phone / Cloud Commerce for Android. Transaction fee: on request; monthly fee: n/a. Security certification: MPoC (Partner). Available in: global via acquirer partners, first APAC market for Cloud Commerce was Singapore (FOMO Pay).
Mastercard terms in full
| Product name | Mastercard Tap on Phone / Cloud Commerce |
|---|---|
| Provider type | Infrastruktur-Enabler |
| Headquarters | USA |
| Founded | 1966 |
| Platforms | Android (main focus) |
| Certification | Mastercard programme certification; PCI MPoC/CPoC via partners |
| Transaction fee | n/a |
| Monthly fee | n/a |
| Setup cost | n/a |
| Contract term | n/a |
| Cards accepted | Mastercard |
| PIN entry on screen | yes (depending on partner) |
| Transaction limit | market-dependent |
| Target customers | Acquirers, banks, fintechs |
| Available markets | global via acquirer partners, first APAC market for Cloud Commerce was Singapore (FOMO Pay) |
| Website | mastercard.com |
| Data source | Open primary source ↗ |
Alternatives to Mastercard
Comparable providers in global:
- No directly comparable providers recorded for this region.