Caisse d'Epargne (formerly BPCE) card reader review 2026: tap to pay fees and rating
'Aucun terminal ou matériel supplémentaire n'est requis : votre smartphone suffit !' Same terms as Banque Populaire; both belong to the BPCE group.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Caisse d'Epargne offers Caisse d'Epargne Tap to Pay for iOS + Android. Transaction fee: from 1.25%; monthly fee: 4.90 EUR/mo.. Security certification: n/a. Available in: France.
Caisse d'Epargne terms in full
| Product name | Caisse d'Epargne Tap to Pay |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | France (Paris); BPCE group |
| Founded | 1818 (BPCE 2009) |
| Platforms | both (iPhone and Android) |
| Certification | n/a |
| Transaction fee | 1.25% on consumer cards; 2.5% on business cards and cards from outside the euro area; plus 0.15 EUR excl. VAT per transaction |
| Monthly fee | 4.90 EUR excl. VAT/month |
| Setup cost | n/a |
| Contract term | no minimum term |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Self-employed people and SMEs in France banking with Caisse d'Epargne |
| Available markets | France |
| Website | caisse-epargne.fr |
| Data source | Open primary source ↗ |
Alternatives to Caisse d'Epargne
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- MONEI — on request, Rating 2.6
- Payrexx — from 0.95%, Rating 2.6
- Elavon Europe — on request, Rating 2.7
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Frequently asked questions
Caisse d'Epargne tap to pay: do I need any extra hardware?
Not necessarily. Caisse d'Epargne sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Caisse d'Epargne available in?
By our records: France. Availability changes, and the date above the table is when we last checked.