Hobex card reader review 2026: tap to pay fees and rating
Austrian acquirer with one of the lowest published blended rates in the DACH region (0.85%), but with a fixed monthly fee.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Hobex offers Hobex SoftPOS / Tap to Pay for iOS + Android. Transaction fee: from 0.85%; monthly fee: 4.90 EUR/mo.. Security certification: n/a. Available in: Austria, Germany.
Hobex terms in full
| Product name | Hobex SoftPOS / Tap to Pay |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Austria (Salzburg) |
| Founded | 1998 |
| Platforms | both (per secondary source) |
| Certification | n/a |
| Transaction fee | 0.85% on debit and credit cards (secondary source) |
| Monthly fee | 4.90 EUR (secondary source) |
| Setup cost | 0 EUR (secondary source) |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | SMEs in Austria (hospitality, retail, tourism) |
| Available markets | Austria, Germany |
| Website | hobex.at |
| Data source | Open primary source ↗ |
Alternatives to Hobex
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- Tyl by NatWest — from 1.99%, Rating 2.4
- tapXphone (IBA Group) — on request, Rating 2.4
- Commerz Globalpay — from 1.29%, Rating 2.5
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Frequently asked questions
Hobex tap to pay: do I need any extra hardware?
Not necessarily. Hobex sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Hobex available in?
By our records: Austria, Germany. Availability changes, and the date above the table is when we last checked.