Tyl by NatWest card reader review 2026: tap to pay fees and rating
In-house SoftPOS from a large UK bank; Tap to Pay with no monthly fee, hardware terminals cost 13.99-19.99 GBP/month separately.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Tyl by NatWest offers Tyl Tap to Pay for iOS + Android. Transaction fee: from 1.99%; monthly fee: none. Security certification: n/a. Available in: UK.
Tyl by NatWest terms in full
| Product name | Tyl Tap to Pay |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | UK (Edinburgh/London) |
| Founded | 2019 (Tyl brand) |
| Platforms | both (iPhone XS+/iOS 16.4+; Android 10+ with NFC and Google Services) |
| Certification | n/a |
| Transaction fee | 1.39-1.99% + 5p per secondary source; officially 'transaction fees apply' |
| Monthly fee | 0 GBP for Tap to Pay (no rental or PCI fee) |
| Setup cost | 0 GBP |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | Transaction limits may apply (not quantified) |
| Target customers | SMEs registered in the UK |
| Available markets | UK |
| Website | natwest.com |
| Data source | Open primary source ↗ |
Alternatives to Tyl by NatWest
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- tapXphone (IBA Group) — on request, Rating 2.4
- Commerz Globalpay — from 1.29%, Rating 2.5
- Monzo Business — from 1.40%, Rating 2.6
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Frequently asked questions
Tyl by NatWest tap to pay: do I need any extra hardware?
Not necessarily. Tyl by NatWest sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android. Transaction limits may apply (not quantified).
Which countries is Tyl by NatWest available in?
By our records: UK. Availability changes, and the date above the table is when we last checked.