iKhokha card reader review 2026: tap to pay fees and rating
The most transparent pricing in the African SoftPOS market; next-business-day payout for FNB and Absa customers.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
iKhokha offers iK Tap on Phone for Android. Transaction fee: from 2.75%; monthly fee: none. Security certification: n/a. Available in: South Africa.
iKhokha terms in full
| Product name | iK Tap on Phone |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | South Africa |
| Founded | 2012 |
| Platforms | Android (incl. Huawei with NFC) |
| Certification | not stated |
| Transaction fee | from 2.75% plus VAT for local cards; international cards and Amex higher; plus a 2.50 ZAR payout fee per transaction |
| Monthly fee | 0 (included in the iKhokha app) |
| Setup cost | 0 |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, American Express |
| PIN entry on screen | n/a |
| Transaction limit | Minimum 2.00 ZAR per transaction; no maximum stated |
| Target customers | Hospitality, nightlife, retail, mobile service providers, trades |
| Available markets | South Africa |
| Website | ikhokha.com |
| Data source | Open primary source ↗ |
Alternatives to iKhokha
Comparable providers in Africa:
- Paystack (Stripe) — from 1.50%, Rating 2.7
- Yoco — on request, Rating 3.5
- Moniepoint — on request, Rating 4.2
- Nomba — on request, Rating 4.2
- Safaricom M-PESA — on request, Rating 4.2
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Frequently asked questions
iKhokha tap to pay: do I need any extra hardware?
Not necessarily. iKhokha sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: Android. Minimum 2.00 ZAR per transaction; no maximum stated.
Which countries is iKhokha available in?
By our records: South Africa. Availability changes, and the date above the table is when we last checked.