secondary source
Ranked 104 of 105
Pure SoftPOS
Africa
Safaricom M-PESA reviewed — 2026
Special case: NFC tap without a card network, purely on mobile money rails. Launched August 2026 in the M-PESA Business app.
Note on the data: These terms come from secondary sources, not directly from the provider's own pricing page.
SoftPOS24 overall score
1.0/5
20 out of 100 points · Rating 4.2 (adequate)
Price transparency
0/30
Market coverage
5/25
Platform coverage
15/15
Security certification
3/15
Card acceptance
0/15
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
In short
Safaricom M-PESA offers M-PESA Tap to Pay (M-PESA Business App) for iOS + Android. Transaction fee: on request; monthly fee: n/a. Security certification: n/a. Available in: Kenya (Tanzania on the Visa network separately).
Safaricom M-PESA terms in full
| Product name | M-PESA Tap to Pay (M-PESA Business App) |
|---|---|
| Provider type | Pure SoftPOS |
| Headquarters | Kenya |
| Founded | 2007 (M-PESA) |
| Platforms | both (iOS app 3.6.2, Android) |
| Certification | not stated |
| Transaction fee | n/a (M-PESA merchant rates, reduced in August 2026) |
| Monthly fee | n/a |
| Setup cost | n/a |
| Contract term | n/a |
| Cards accepted | n/a |
| PIN entry on screen | yes (M-PESA PIN) |
| Transaction limit | n/a |
| Target customers | Kenyan merchants with an M-PESA Till |
| Available markets | Kenya (Tanzania on the Visa network separately) |
| Website | safaricom.co.ke |
| Data source | Open primary source ↗ |
Alternatives to Safaricom M-PESA
Comparable providers in Africa:
- Paystack (Stripe) — from 1.50%, Rating 2.7
- iKhokha — from 2.75%, Rating 2.8
- Yoco — on request, Rating 3.5
- Moniepoint — on request, Rating 4.2
- Nomba — on request, Rating 4.2