Nearpay card reader review 2026: tap to pay fees and rating
SDKs for eight languages and frameworks, and one of the few enablers that also sell directly to merchants. 'No Extra Hardware', 'just your phone or tablet'.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Nearpay offers Nearpay Tap to Pay (SoftPOS) and SoftPOS SDK for iOS + Android. Transaction fee: on request; monthly fee: on request. Security certification: n/a. Available in: Saudi Arabia, Gulf region, USA, other markets via partners.
Nearpay terms in full
| Product name | Nearpay Tap to Pay (SoftPOS) and SoftPOS SDK |
|---|---|
| Provider type | SDK / white label |
| Headquarters | Saudi Arabia (Riyadh) |
| Founded | 2020 |
| Platforms | both (Tap to Pay on iPhone; SDKs for Android, iOS, Java, Kotlin, Swift, Flutter, React Native, Ionic) |
| Certification | PCI DSS and MPoC according to badges on the provider's site (scope not stated) |
| Transaction fee | on request, no price published |
| Monthly fee | on request |
| Setup cost | on request; the page contrasts '$0 Free' with the '$200' of a POS system |
| Contract term | k.A. |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Banks, PSPs, ISVs and large enterprises; also direct sales to merchants |
| Available markets | Saudi Arabia, Gulf region, USA, other markets via partners |
| Website | nearpay.io |
| Data source | Open primary source ↗ |
Alternatives to Nearpay
Comparable providers in Middle East / Africa:
- Network International — on request, Rating 3.0
- Arab Financial Services (AFS) — on request, Rating 3.4
- PayTabs — on request, Rating 3.5
- Paymob — on request, Rating 3.6
- Geidea — on request, Rating 3.7
Compare all providers in Middle East / Africa →
Frequently asked questions
Nearpay tap to pay: do I need any extra hardware?
Nearpay delivers tap to pay as an SDK or white-label product: banks, platforms and payment providers build it into their own apps. Depending on the market you may meet it under the Nearpay name or under someone else's. Supported platforms: iOS + Android.
Which countries is Nearpay available in?
By our records: Saudi Arabia, Gulf region, USA, other markets via partners. Availability changes, and the date above the table is when we last checked.