Smartpay card reader review 2026: tap to pay fees and rating
New Zealand's largest independent terminal provider; the SoftPOS offering could not be verified on an official product page.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Smartpay offers Smartpay Tap to Pay / Smartpay App for n/a. Transaction fee: on request; monthly fee: on request. Security certification: n/a. Available in: New Zealand, Australia.
Smartpay terms in full
| Product name | Smartpay Tap to Pay / Smartpay App |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | New Zealand |
| Founded | 1985 |
| Platforms | n/a |
| Certification | not stated |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | SMEs in New Zealand and Australia |
| Available markets | New Zealand, Australia |
| Website | smartpay.co.nz |
| Data source | Open primary source ↗ |
Alternatives to Smartpay
Comparable providers in Asia-Pacific:
- 2C2P (Antom / Ant International) — on request, Rating 3.3
- Windcave — on request, Rating 3.4
- Fasspay (Soft Space Company) — on request, Rating 3.6
- Pine Labs — on request, Rating 3.7
- Tyro Payments — on request, Rating 3.7
Compare all providers in Asia-Pacific →
Frequently asked questions
Smartpay tap to pay: do I need any extra hardware?
Not necessarily. Smartpay sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware.
Which countries is Smartpay available in?
By our records: New Zealand, Australia. Availability changes, and the date above the table is when we last checked.