Westpac (formerly EFTPOS Air) card reader review 2026: tap to pay fees and rating
Major bank with one of the simplest pricing models in the comparison: one rate, no set-up, monthly or lock-in costs. 'No extra hardware needed.'
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Westpac offers EFTPOS Air for iOS + Android. Transaction fee: from 1.25%; monthly fee: none. Security certification: n/a. Available in: Australia.
Westpac terms in full
| Product name | EFTPOS Air |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Australia (Sydney) |
| Founded | 1817 |
| Platforms | both (iPhone via Tap to Pay on iPhone; Android smartphones and tablets) |
| Certification | n/a |
| Transaction fee | 1.25% per transaction ('Just pay 1.25% per transaction') |
| Monthly fee | 0 AUD; free app ('No, the app is free to download.') |
| Setup cost | 0 AUD |
| Contract term | no commitment |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | SMEs and self-employed people in Australia |
| Available markets | Australia |
| Website | westpac.com.au |
| Data source | Open primary source ↗ |
Alternatives to Westpac
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Frequently asked questions
Westpac tap to pay: do I need any extra hardware?
Not necessarily. Westpac sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Westpac available in?
By our records: Australia. Availability changes, and the date above the table is when we last checked.