Smile & Pay card reader review 2026: tap to pay fees and rating
French mPOS specialist with no mandatory subscription that offers SoftPOS alongside its card readers; a direct competitor to Yavin and SumUp in FR.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Smile & Pay offers Smile & Pay SoftPOS / TPE sur smartphone for iOS + Android. Transaction fee: on request; monthly fee: n/a. Security certification: n/a. Available in: France.
Smile & Pay terms in full
| Product name | Smile & Pay SoftPOS / TPE sur smartphone |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | France (Paris) |
| Founded | 2014 |
| Platforms | both |
| Certification | n/a |
| Transaction fee | n/a |
| Monthly fee | n/a |
| Setup cost | n/a |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Micro-businesses / sole traders in France |
| Available markets | France |
| Website | smileandpay.com |
| Data source | Open primary source ↗ |
Alternatives to Smile & Pay
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- Viva.com — from 1.16%, Rating 1.6
- SumUp — from 0.99%, Rating 1.6
- myPOS — from 1.10%, Rating 1.6
Compare all providers in Europe →
Frequently asked questions
Smile & Pay tap to pay: do I need any extra hardware?
Not necessarily. Smile & Pay sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Smile & Pay available in?
By our records: France. Availability changes, and the date above the table is when we last checked.