Softpay card reader review 2026: tap to pay fees and rating
Positions itself as 'Europe's #1 SoftPOS'; the only provider with integrated BankAxept (NO) and Dankort (DK) - decisive for the Nordics. Partners include Nets, Elavon, Shift4, SUNMI, Nexi (via Dotykacka in CZ/SK).
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Softpay offers Softpay SoftPOS / Softpay SDK (Tap to Pay on iPhone & Android) for iOS + Android. Transaction fee: on request; monthly fee: on request. Security certification: MPoC. Available in: Denmark, Norway, Sweden, Finland, Germany, Czechia, Slovakia, UK.
Softpay terms in full
| Product name | Softpay SoftPOS / Softpay SDK (Tap to Pay on iPhone & Android) |
|---|---|
| Provider type | SDK / white label |
| Headquarters | Denmark (Copenhagen) |
| Founded | 2020 |
| Platforms | both |
| Certification | PCI MPoC, PCI DSS 3.2.1, PCI SSLC |
| Transaction fee | on request |
| Monthly fee | on request (B2B2B model) |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, American Express, Apple Pay, Google Pay, girocard |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Banks & PSPs, ISVs, ISOs, OEMs, enterprise |
| Available markets | Denmark, Norway, Sweden, Finland, Germany, Czechia, Slovakia, UK, other EU markets (100+ partners in Europe) |
| Website | softpay.io |
| Data source | Open primary source ↗ |
Alternatives to Softpay
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- Hobex — from 0.85%, Rating 2.4
- Tyl by NatWest — from 1.99%, Rating 2.4
- tapXphone (IBA Group) — on request, Rating 2.4
Compare all providers in Europe →
Frequently asked questions
Softpay tap to pay: do I need any extra hardware?
Softpay delivers tap to pay as an SDK or white-label product: banks, platforms and payment providers build it into their own apps. Depending on the market you may meet it under the Softpay name or under someone else's. Supported platforms: iOS + Android.
Which countries is Softpay available in?
By our records: Denmark, Norway, Sweden, Finland, Germany, Czechia, Slovakia, UK, other EU markets (100+ partners in Europe). Availability changes, and the date above the table is when we last checked.