Banque Populaire (formerly BPCE) card reader review 2026: tap to pay fees and rating
Unusual model: the monthly fee is only charged in months with sales. 'Aucun terminal ou matériel supplémentaire requis.' Same terms as Caisse d'Epargne; both belong to the BPCE group.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Banque Populaire offers Banque Populaire Tap to Pay for iOS + Android. Transaction fee: from 1.25%; monthly fee: 4.90 EUR/mo.. Security certification: n/a. Available in: France.
Banque Populaire terms in full
| Product name | Banque Populaire Tap to Pay |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | France (Paris); BPCE group |
| Founded | 1878 (BPCE 2009) |
| Platforms | both (separate entry points for iPhone and Android) |
| Certification | n/a |
| Transaction fee | 1.25% on consumer cards; 2.5% on business cards and cards from outside the euro area; plus 0.15 EUR excl. VAT per transaction |
| Monthly fee | 4.90 EUR excl. VAT/month, only in months with at least one transaction |
| Setup cost | n/a |
| Contract term | no minimum term |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Self-employed people, trades and retail in France banking with Banque Populaire |
| Available markets | France |
| Website | banquepopulaire.fr |
| Data source | Open primary source ↗ |
Alternatives to Banque Populaire
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- Caisse d'Epargne — from 1.25%, Rating 2.6
- MONEI — on request, Rating 2.6
- Payrexx — from 0.95%, Rating 2.6
Compare all providers in Europe →
Frequently asked questions
Banque Populaire tap to pay: do I need any extra hardware?
Not necessarily. Banque Populaire sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Banque Populaire available in?
By our records: France. Availability changes, and the date above the table is when we last checked.