PhonePe card reader review 2026: tap to pay fees and rating
Publishes merchant guides on tap to pay; the focus is clearly on UPI QR and soundbox rather than NFC card acceptance.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
PhonePe offers PhonePe for Business – contactless acceptance for Android. Transaction fee: on request; monthly fee: on request. Security certification: n/a. Available in: India.
PhonePe terms in full
| Product name | PhonePe for Business – contactless acceptance |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | India |
| Founded | 2015 |
| Platforms | Android |
| Certification | not stated |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard |
| PIN entry on screen | yes (from the contactless limit) |
| Transaction limit | RBI contactless limit |
| Target customers | Indian merchants of all sizes |
| Available markets | India |
| Website | phonepe.com |
| Data source | Open primary source ↗ |
Alternatives to PhonePe
Comparable providers in Asia-Pacific:
- 2C2P (Antom / Ant International) — on request, Rating 3.3
- Windcave — on request, Rating 3.4
- Smartpay — on request, Rating 4.2
- Fasspay (Soft Space Company) — on request, Rating 3.6
- Pine Labs — on request, Rating 3.7
Compare all providers in Asia-Pacific →
Frequently asked questions
PhonePe tap to pay: do I need any extra hardware?
Not necessarily. PhonePe sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: Android. RBI contactless limit.
Which countries is PhonePe available in?
By our records: India. Availability changes, and the date above the table is when we last checked.