source verified
Ranked 47 of 105
SoftPOS + hardware
Europe
VR Payment (Genossenschaftliche FinanzGruppe) reviewed — 2026
Single 1% blended rate including girocard - unusually transparent for Germany. Explicitly does not replace a cash register (KassenSichV).
SoftPOS24 overall score
2.4/5
48 out of 100 points · Rating 3.1 (fair)
Price transparency
18/30
Market coverage
5/25
Platform coverage
9/15
Security certification
3/15
Card acceptance
13/15
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
In short
VR Payment (Genossenschaftliche FinanzGruppe) offers VR PayMe softPOS for Android. Transaction fee: from 1.00%; monthly fee: n/a. Security certification: n/a. Available in: Germany.
VR Payment (Genossenschaftliche FinanzGruppe) terms in full
| Product name | VR PayMe softPOS |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Germany (Frankfurt) |
| Founded | 2018 (aus CardProcess) |
| Platforms | Android (from Android 13, NFC) |
| Certification | n/a (girocard approval from the Deutsche Kreditwirtschaft implied) |
| Transaction fee | 1.0% on all cards ('1% on all cards') |
| Monthly fee | n/a |
| Setup cost | n/a |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay, girocard |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Micro-businesses / SMEs (food trucks, delivery services, trades, taxis) with a Volksbank/Raiffeisenbank relationship |
| Available markets | Germany |
| Website | vr-payment.de |
| Data source | Open primary source ↗ |
Alternatives to VR Payment (Genossenschaftliche FinanzGruppe)
Comparable providers in Europe:
- Stripe — from 1.50%, Rating 1.4
- Nexi (Nexi Group) — from 0.99%, Rating 1.6
- Viva.com (ehem. Viva Wallet) — from 1.16%, Rating 1.6
- SumUp — from 0.79%, Rating 1.6
- myPOS — from 1.10%, Rating 1.6