secondary source Ranked 20 of 105 Pure SoftPOS Europe

bunq reviewed — 2026

Neobank with a flat 1.5% rate and no tiering by card type - attractive for merchants with many commercial/foreign cards.

Editorial: SoftPOS24 Payment ResearchUpdated: 15.08.2026Data set: 121 providers, 14 criteriaSource: Open primary source ↗
Note on the data: These terms come from secondary sources, not directly from the provider's own pricing page.
SoftPOS24 overall score
3.5/5
69 out of 100 points · Rating 2.2 (good)
Visit provider ↗
Price transparency
30/30
Market coverage
13/25
Platform coverage
15/15
Security certification
3/15
Card acceptance
11/15

The score measures transparency, reach and certification of the offer — not how well the app works. See the formula

In short

bunq offers bunq Business Tap to Pay for iOS + Android. Transaction fee: from 1.50%; monthly fee: none. Security certification: n/a. Available in: Netherlands, France, Germany, Spain, Ireland, other EEA markets.

bunq terms in full

Product namebunq Business Tap to Pay
Provider typePure SoftPOS
HeadquartersNetherlands (Amsterdam)
Founded2012
Platformsboth
Certificationn/a
Transaction fee1.5% flat on all cards (FR)
Monthly fee0 EUR (free account available for sole traders)
Setup cost0 EUR
Contract termn/a
Cards acceptedVisa, Mastercard, Apple Pay, Google Pay
PIN entry on screenn/a
Transaction limitn/a
Target customersSole traders / micro-businesses with a bunq business account
Available marketsNetherlands, France, Germany, Spain, Ireland, other EEA markets
Websitebunq.com
Data sourceOpen primary source ↗

Alternatives to bunq

Comparable providers in Europe:

Compare all providers in Europe →