secondary source
Ranked 18 of 105
SoftPOS + hardware
Europe
Flatpay reviewed — 2026
Sold exclusively through on-site field sales and advertised with a single flat rate for all card types - the opposite of tiered PSP price lists.
Note on the data: These terms come from secondary sources, not directly from the provider's own pricing page.
SoftPOS24 overall score
3.5/5
69 out of 100 points · Rating 2.2 (good)
Price transparency
30/30
Market coverage
13/25
Platform coverage
15/15
Security certification
3/15
Card acceptance
11/15
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
In short
Flatpay offers Flatpay Tap to Pay for iOS + Android. Transaction fee: from 1.49%; monthly fee: none. Security certification: n/a. Available in: Denmark, Germany, France, Netherlands, UK, Italy, Finland.
Flatpay terms in full
| Product name | Flatpay Tap to Pay |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | Denmark (Copenhagen) |
| Founded | 2022 |
| Platforms | both |
| Certification | n/a |
| Transaction fee | approx. 0.99-1.49% flat rate (secondary source) |
| Monthly fee | 0 EUR to start |
| Setup cost | 0 EUR |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | Micro-businesses / SMEs that want a single flat rate |
| Available markets | Denmark, Germany, France, Netherlands, UK, Italy, Finland |
| Website | flatpay.com |
| Data source | Open primary source ↗ |
Alternatives to Flatpay
Comparable providers in Europe:
- Stripe — from 1.50%, Rating 1.4
- Nexi (Nexi Group) — from 0.99%, Rating 1.6
- Viva.com (ehem. Viva Wallet) — from 1.16%, Rating 1.6
- SumUp — from 0.79%, Rating 1.6
- myPOS — from 1.10%, Rating 1.6