Payplug card reader review 2026: tap to pay fees and rating
Bank-affiliated PSP (BPCE) with a subscription model; the lowest rate is only available on the most expensive plan.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Payplug offers Payplug Tap to Pay for iOS + Android. Transaction fee: from 2.90%; monthly fee: 30 EUR/mo.. Security certification: n/a. Available in: France, Italy, Spain.
Payplug terms in full
| Product name | Payplug Tap to Pay |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | France (Paris); part of the BPCE group |
| Founded | 2012 |
| Platforms | both |
| Certification | n/a |
| Transaction fee | 1.1-2.9% + 0.10 EUR depending on card type and plan |
| Monthly fee | 10-30 EUR depending on plan |
| Setup cost | n/a |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard, Apple Pay, Google Pay |
| PIN entry on screen | n/a |
| Transaction limit | n/a |
| Target customers | SMEs in French retail (omnichannel) |
| Available markets | France, Italy, Spain |
| Website | payplug.com |
| Data source | Open primary source ↗ |
Alternatives to Payplug
Comparable providers in Europe:
- Stripe — from 2.70% + 5 ¢, Rating 1.4
- Nexi (Nexi Group) — from 1.19%, Rating 1.6
- MONEI — on request, Rating 2.6
- Elavon Europe — on request, Rating 2.7
- Tippie (tippiePay) — from 1.30%, Rating 2.8
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Frequently asked questions
Payplug tap to pay: do I need any extra hardware?
Not necessarily. Payplug sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: iOS + Android.
Which countries is Payplug available in?
By our records: France, Italy, Spain. Availability changes, and the date above the table is when we last checked.