Paytm (One97 Communications) card reader review 2026: tap to pay fees and rating
Was already turning Android smartphones into POS terminals in 2021; card acceptance complements the dominant UPI/soundbox business.
The score measures transparency, reach and certification of the offer — not how well the app works. See the formula
Paytm (One97 Communications) offers Paytm Tap to Pay / Paytm for Business (Android POS) for Android. Transaction fee: on request; monthly fee: on request. Security certification: n/a. Available in: India.
Paytm (One97 Communications) terms in full
| Product name | Paytm Tap to Pay / Paytm for Business (Android POS) |
|---|---|
| Provider type | SoftPOS + hardware |
| Headquarters | India |
| Founded | 2010 |
| Platforms | Android |
| Certification | not stated |
| Transaction fee | on request |
| Monthly fee | on request |
| Setup cost | on request |
| Contract term | n/a |
| Cards accepted | Visa, Mastercard |
| PIN entry on screen | yes (from the contactless limit) |
| Transaction limit | RBI contactless limit |
| Target customers | Indian micro-merchants and kirana stores |
| Available markets | India |
| Website | paytm.com |
| Data source | Open primary source ↗ |
Alternatives to Paytm (One97 Communications)
Comparable providers in Asia-Pacific:
- 2C2P (Antom / Ant International) — on request, Rating 3.3
- Windcave — on request, Rating 3.4
- Ezetap (Razorpay POS) — on request, Rating 4.0
- PhonePe — on request, Rating 4.2
- Smartpay — on request, Rating 4.2
Compare all providers in Asia-Pacific →
Frequently asked questions
Paytm tap to pay: do I need any extra hardware?
Not necessarily. Paytm (One97 Communications) sells card terminals as well, but its tap to pay product works on a phone you already own, with no extra hardware. Supported platforms: Android. RBI contactless limit.
Which countries is Paytm available in?
By our records: India. Availability changes, and the date above the table is when we last checked.